Keeping your credit score up is important in this day and age because everything we buy on credit requires us to provide them with our credit report, giving the seller information about our ability to pay our bills on time. Not everyone is lucky to have a good credit report. There are many reasons why people may have bad credit, not all of the reasons may be their fault, but at the same time, it does not exclude anyone. People who sell items to people on credit do not want …