Reader’s Question

I have 7 collection accounts on my credit report, and I am willing to pay them off. But I really want them removed. what is the first step in doing this?

Response

You’re in a good position if you’re willing to pay them off. Write a letter to each of the collection agencies stating that you are willing to pay in full if they can provide in writing that they will remove the entries from your credit report. This usually works great.
-Ryan

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