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Bad Credit »

[18 Jun 2009 | One Comment | ]

Equifax has become quite popular among persons seeking to repair their credit.  Perhaps this is due to the preferred status, as many lenders want to get a preliminary idea on credit worthiness of potential borrower.
One of the most frequently asked questions we hear is how to speak to a live person at Equifax?
First, you have to purchase your Equifax credit file online or by mail. It will come with a toll-free number listed at the bottom and a 10-digit confirmation number located at the top of your credit report. …

Bad Credit »

[8 Apr 2009 | One Comment | ]

Q: I need to fight an item in dispute with Equifax as soon as possible. There is an incorrect negative information on my credit report and few inaccuracies I need to change.  Out of all three bureaus, only Equifax is reporting this incorrect information.
A: Incorrect items on your Equifax report can be disputed by phone, by mail or online.  A dispute takes no more than 30 days (by law), but occasionally can last up to 45 days (until you have your results).  To dispute, however, there is a catch. To …