Q: I need to fight an item in dispute with Equifax as soon as possible. There is an incorrect negative information on my credit report and few inaccuracies I need to change.  Out of all three bureaus, only Equifax is reporting this incorrect information.
A: Incorrect items on your Equifax report can be disputed by phone, by mail or online.  A dispute takes no more than 30 days (by law), but occasionally can last up to 45 days (until you have your results).  To dispute, however, there is a catch. To …