Credit card debt is a real burden. For individuals like yourself and also for the economy.  Since our economy has been stagnating at the very least and is based mostly on your spending, you should negotiate credit card debt quite vigorously, so you can free up your credit cards and spend again. And again. In fact, I think our government should offer free classes on how to renegotiate credit card debt yourself. It will probably create more jobs for debt counselors and support stuff than all the bail outs from …

Equifax has become quite popular among persons seeking to repair their credit.  Perhaps this is due to the preferred status, as many lenders want to get a preliminary idea on credit worthiness of potential borrower.
One of the most frequently asked questions we hear is how to speak to a live person at Equifax?
First, you have to purchase your Equifax credit file online or by mail. It will come with a toll-free number listed at the bottom and a 10-digit confirmation number located at the top of your credit report. …