Repair your credit score – get back on track!
Keeping your credit score up is important in this day and age because everything we buy on credit requires us to provide them with our credit report, giving the seller information about our ability to pay our bills on time. Not everyone is lucky to have a good credit report. There are many reasons why people may have bad credit, not all of the reasons may be their fault, but at the same time, it does not exclude anyone. People who sell items to people on credit do not want …
Read the full story »Q: I need to know how to remove two late payments from my credit report. Can you remove late payments to begin with? Or at least dispute them? I found a nice townhouse and applied for the mortgage, but Chase loan officer explained I have a 30 day late credit card payment from some 18 months ago and a very recent 60 day late on car loan that not even mine. I cosigned for my sister just over a year ago, she was paying fine, then she lost her job …
Two of the best secured credit cards on today’s market for consumers with bad credit are Gold and Platinum HSBC secured credit cards. Notable highlights of the secured Visa cards include,
- no minimum income required
- annual fee waived on Platinum card
- international recognition
- long lasting rewards
Pity, because both secured cards are only available in Singapore and HSBC Asia Pacific region. If you have bad credit and live there, either card will be quite good to rebuild credit.
The HSBC Secured Visa card does not even require a minimum income to qualify. …
Find sample credit repair letter documents in our archive – fast credit repair you can do yourself without having to pay for costly services or attorney fees.
For those that don’t have the time to write letters personally, please see our credit repair reviews page for additional information on credit repair lawyers and services.
Sample Credit Repair Letters:
Sample Credit Dispute Letter
Sample Pay for Delete Letter
Sample Debt Validation Letter
The economy is getting worse and the number of people turning to payday loans has steadily increased. A payday loan may help initially but will almost inevitably hurt your finances in the long run. This post deals with payday loan settlement. We are going to explain you how to settle payday loan debt, and how to escape payday loans eventually, but the main thing to understand right away is that such a settlement is nothing like a payday loan consolidation. The goal of either technique is obviously the same, to …
Imagine you found the house you’ve always dreamed of, and you can afford it today. The only problem is, you need to raise credit score fast by 50 to 100 points, otherwise someone else will get the deal. The sellers have agreed to wait (after all they couldn’t sell for 2 years). But they will only wait for 30 days. Your mortgage broker tells you a 50 point increase is needed at the very least, 100 points is a sure shot.
Normally it would take at least 45 days …
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